Services
Life
Insurance ... Many people
find themselves insured with only a benefit plan from
work. It could be a flat amount or a multiple of earnings.
Regardless, your company plan likely doesn't take your
individual family needs into account. Peter Toller Insurance
offers low, low term rates and a great variety of Universal
Life plans.
Disability
Insurance ... A personal Disability Insurance plan
can be used to strengthen your benefit plan at work. Often
your benefit plan has a monthly maximum. A high income
earner may find this "cap" on benefits actually
reduces the payout from 67% to 30%!
Critical
Illness Insurance ... This new product is gaining
in popularity. Thirty days after being diagnosed with
one of 20 covered illnesses, a tax-free lump sum may be
paid to you. This can be used to pay debts, replace income,
or re-design your home for greater accessibility.
Annuities
... Do you know someone who has been hurt by the low
returns of GICs? An annuity will often pay a larger income
than a GIC and it's guaranteed for life. As a broker,
Peter Toller Insurance can survey all companies to ensure
the most effective solution for you.
Employee
Benefits ... Whether you're a company of one or 100,
Peter Toller Insurance will offer the most comprehensive
benefit package that best serves your needs.
Segregated
Funds ... Many investors are drawn to the creditor
protection and "locking-in" of gains, which
these funds provide. Suitable for your RRSPs or non-registered
money.