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FAQ

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FAQ <span class="sdata2" title="2017-11-30T05:08:38+00:00"></span>

Insurance Policy Information from Peter Toller

The team from Peter Toller Insurance knows that choosing the best insurance policy for you, your family or your business isn’t a simple matter. Over the years, we’ve helped our clients in Mississauga find the policy that matches their needs and their budgets perfectly.

Browse our list of frequently asked questions below for more information.

The application form contains some key health questions which must be answered favourably. When accompanied by a cheque to cover your first month’s payment, you are then covered.
Often people will want enough insurance to cover their debts, such as: mortgage, student loans or other educational commitments and emergencies. They will also want sufficient coverage to replace a large portion of the income lost by the key wage earner.
Statistically, men do not live as long as women so insurance companies need more in premium over a shorter period. There is a greater risk in a woman being disabled than a man so her price is higher to cover this risk.
A broker has more companies from which to select the best policy and an insurance broker’s prices are often lower.
As long as the individual plan was purchased before you were eligible for the company coverage, both plans will pay a disability claim.
The principal deposited to buy the annuity does stay with the company on death if a guaranteed payout period was not selected. A life insurance policy bought at the same time as the annuity will offer protection for the family.
Some companies need a minimum number of employees before they will quote. Other companies offer full benefits to a one-person company. There can also be quite a variance in price, so you should get several quotes before buying.
An individual plan usually pays out for an accident or sickness claim after a certain waiting period. This disability may have occurred on the job, at home, or even on vacation. Other, non-individual plans usually only pay if you are disabled at the worksite.
He can survey the companies to find the policy features that you’ve identified as being important to you. It may be the lowest price, a particular company name or the most favourable underwriting requirements.
Segregated funds are offered through an insurance contract. Under provincial insurance laws, your contract and insurance money may be protected from creditors if the designated beneficiary is the annuitant’s spouse, parent, child, or grandchild.

Client Testimonials

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Wil Smith

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Wil Smith

Lorem ipsum dolor sit amet, vis eu graece diceret insolens, assum aliquid mandamus has ex. Usu soluta malorum gloriatur ut. Tamquam postulant cu qui, sea quas aliquip ne. Expetenda philosophia nam cu, cu eos tractatos instructior. Ne est tollit homero dolorum. Eu quo atomorum gloriatur signiferumque, quo id enim adipiscing. Cu qui mazim volutpat, vel an oratio ponderum patrioque.

Wil Smith

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Whatever your insurance coverage needs are, we’re here to help life go right.